Last week I took part in the student debt challenge of Maaike van fuck that student debt (fuck die studieschuld). I have been following her for a while and saw the challenge and thought Lets see. The challenge consisted of 7 assignments in 7 days. Here are the challanges and how I did them.
Challenge 1 No spending
The first day was immediately a tough challenge. You weren’t allowed to spend that day. Neither cash, nor debit cards and not via internet. That day I had to send a registered mail to one of my clients. So I had to get out of the house and to the mall. I did it. I only paid for it that day (That was allowed).
I am not someone who buys, buys and buys. Still, it was difficult not to go to supermarket and get something that day. I survived the first challenge.
Challenge 2 Pocket change
Find small amounts that you spend on your account and choose one and don’t spend it for a whole week. This was a little easier now with Corona measures than usual, because when I work on location I sometimes buy lunch. Those are small amounts, but quite often. This also worked more or less this week, because on Thursday when I was working on location my water bottle broke and so I bought water. Little cheat 😊.
Challenge 3 Repayment goal
On day 3 you had to come up with a repayment goal. So I have thought that of every part of an invoice amount that goes to private (this is a fixed percentage per invoice), 2 percent of that will go to my student debt. I opened a special redemption savings account in Knab for this, because you can transfer a minimum of 5 euros to Duo. And since it concerns every invoice that I get paid, it can be large or small amounts. Every time there is 5 euros on it, I will transfer it.
I also have a nice thermometer hanging to visualize my goal. I am curious how much will be gone by the end of 2020. You can help😊 by buying my Excel ecourses or making your purchase at bol.com and booking through my website. On the side you see the banners to make your purchase.
Challenge 4 Sell something
Sell one thing. I already had a stand for the laptop on Marktplaats (Dutch ebay) and I added a large storage box. I no longer need both, because the first does not fit my laptop and the second I have cleaned up and put away those things, minimizing remains a goal for me. This assignment was a breeze for me.
Challenge 5 Tell about your student debt
Tell someone about your student debt. Most people around me know that I have a student debt, but not how big it is. Until 2012, I paid more than the minimum amount each month. That was easy with my salary back then. When I started for myself, it did not seem wise to me, because I first had to look and have a buffer. After that, I went on a trip and paused the payoff or paid off the minimum so far. I have over 33,000 euros left to pay off. So I told someone, you the reader 😊.
Challenge 6 Less ads
Make sure you get less advertisment. Because I adhere to minimalism, I receive little to no advertisment. I went through my email anyway and canceled two more newsletters. I already had a Yes / No sticker so no problems there.
Challenge 7 Pay a small amount to your student debt
Transfer an amount to Duo. Okay, I didn’t expect that. Do I really have to transfer an amount to Duo right now? I have not sold anything through Marktplaats so that money was not there to transfer. Oke, I will transfer 5 euros! So my first repayment in years has been done! Although the minimum that is allowed, but a start.
The challenges were nice challenges and got me thinking about my student debt. It is my own fault that I still have it. And it has to go, because otherwise the capital that I am building with investing has no value. So Duo can expect a lot of 5 euro transfer from me.
By admin / October 14, 2020
At the beginning of July, I launched my website Niksmetcijfers.nl. All the research, Excel and data visualization offerings and blogs...
Read More
By admin / August 10, 2020
I have been eating less meat for a long time, but didn't no how to vary with vegetarian food. I've...
Read More
Business is starting to pick up again in terms of work. The second quarter turnover was better than the first,...
Read More
I had the taste of taking Instagram courses after the travel writing course and finance course. So when the opportunity...
Read More
There are a lot of books and movies out there about slavery and even some blockbusters, but today I want...
Read More
Tags:
book,
books,
Harriet tubman,
Katibu di shon,
Mijn zuster de negerin,
Slaaf en meester,
slave,
slavery,
slaves,
Tania Kross,
the known world
Groceries always come out more expensive than you had in mind and then you also forget some ingredients and you...
Read More
I would like to share with you my bucket list for after Corona era. Actually, it is more of a...
Read More
Last week I took part in the student debt challenge of Maaike van fuck that student debt (fuck die studieschuld)....
Read More
By admin / April 28, 2020
For the second time I couldn't stop myself from going to the Chocolate fair in Amsterdam in February. It is...
Read More
By admin / April 26, 2020
This year I went to the Mountain climbing conference in Nieuwegein as well as the Walking & Cycling Fair in...
Read More
By admin / April 21, 2020
Cascais is the escape city for Lisbon, Portugal if you want to be by the sea. I traveled twice to...
Read More
By admin / April 19, 2020
No, I am not eating more Unfortunately, was it that easy. That I started eating more and by eating less...
Read More
By admin / April 18, 2020
Would you like to try out our retroprints in exchange for a blog on your website? Actually yes, I wanted...
Read More
By admin / April 16, 2020
I would like to take a long walk on Curaçao. In the meantime, there are about three organizations that offer...
Read More
By admin / April 16, 2020
1 percent turnover to charity This year 1 percent of my turnover goes to charity. A different charity each quarter....
Read More
1st quarter 2020 The first quarter of 2020 started with me as a digital nomad working on Curaçao. That means...
Read More
I have been to Spain before and every time I discover new things that I would like to do. That's...
Read More
In my opinion there are 5 types of hikers among the hikers. I would like to share with you those...
Read More
My dream is to escape the winter. I did that all winter in 2013/2014 by going to Australia and New...
Read More
While walking my 2nd Four Days Marche I have thought of 7 reasons why you should walk a 4...
Read More
{"slides_column":1,"slides_scroll":1,"dots":"true","arrows":"true","autoplay":"true","autoplay_interval":2000,"speed":300,"lazyload":""}